Vincent Micciche CRCP, GFS, L5
Professional Background in Financial Services Industry
Mr. Micciche began his career in the financial services industry in 1978 as a career agent at State Mutual Life where he was trained in financial planning, insurance needs analysis, and the sale of insurance and securities products.
In 1983 Mr. Micciche founded Procorp Securities Inc., a full-service broker/dealer and member of FINRA and SIPC. A year later he formed the affiliate, Procorp Advisory, a Registered Investment Advisor. After a merger in 1994, Mr. Micciche took the position of CEO and Chief Compliance Officer with the new firm LifeMark Securities, which became a national broker/dealer with 22 Offices of Supervisory Jurisdiction across the country serving more than 500 registered representatives. He has, since its inception, been the FINRA Executive Representative of the firm and Chief Compliance Officer, and its Financial and Operations Principal. Mr. Micciche again in 2014 accepted the position of CEO at LifeMark.
Consulting, Dispute Settlement, Litigation Support
Mr. Micciche has provided consultative services regarding securities and insurance matters to claimants, respondents, law firms, financial institutions and regulators since 1988. He has been retained in over 500 matters and has testified extensively as an expert in State and Federal courts and FINRA arbitrations. Areas of expertise include:
Department of Labor / ERISA Rules Senior Issues
Duties of Brokers, Advisors, and Institutions Due Diligence
Life Insurance and Annuities Suitability
Fiduciary Standards Supervision
FINOP – Net Capital Rules Broker/Dealer and RIA Compliance
Education and Certification
1972 - 77 Attended SUNY Alfred and Rochester Institute of Technology
2002 CRCP - Wharton School at University of Pennsylvania and NASD
Certified Regulatory and Compliance Professional
2012 GFS – Global Financial Steward
2012 Certificate in Fiduciary Governance – Walker Center for Global Entrepreneurship – Thunderbird Institute
2019 Member of the Behavioral Governance Society
Professional Licenses
Series 7 General Securities
Series 24 General Securities Principal
Series 53 Municipal Securities Principal
Series 4 Registered Options Principal
Series 27 Financial and Operations Principal
New York State Life, Health, and Disability and Variable Contracts License
Related Professional Activities
FINRA Arbitrator since 1995
Mediator certified under New York State Judicial Code
Approved Instructor - NY State Insurance Continuing Education
Approved Instructor – CFP, FPA, SFSP, NYS Life and Health
Approved Instructor – Global Financial Steward (GFS)
Member of National Society of Compliance Professionals (NSCP)
Member of the Association of Certified Fraud Examiners (ACFE)
Charter Member of the Society of Behavioral Governance (L5)
Speaking Engagements (last 11 years)
2008 Guest Lecturer – Cornell Law School – Issues Surrounding Variable Annuities
2009 National Association of Insurance and Financial Advisors (NAIFA) – Regulatory and Litigation Risks – Practice Management
2011 Guest Lecturer – Syracuse Law School – Arbitration of Variable Insurance Products
2011 Public Investors Arbitration Bar Association – Variable Product Living Benefit Riders
2012 Guest Lecturer – Seaton Hall Law School – Duties of Financial Institutions and Advisors
2012 Presenter at Broker/Dealer Summit – Current Regulatory Environment
2012 Guest Speaker – National; Association of Independent Financial Advisors (NAIFA) – Implications of Dodd Frank – Fiduciary Standards
2013 Guest Speaker – Broker/Dealer Summit – Supervision and Outside Business Activities
Issues Unique to Independent Firms
2014 Faculty/Speaker - American Association of Justice – Impact of Regulatory Reform and movement toward Principles Based Regulation
2015 Faculty/Speaker – Financial Planners Association (FPA) – Standards of Care
2015 Faculty/Speaker – Financial Planners Association (FPA) – DOL Fiduciary Proposal
2015 Faculty/Speaker – Public Investors Arbitration Bar Association – Due Diligence of Private Placement Programs – Annuities
2016 Faculty/Speaker – Society of Financial Services Professionals - DOL Fiduciary Rule
2016 Faculty/Speaker – Public Investors Arbitration Bar Association – Conflicts of Interest
2017 Guest Speaker – FINRA District 9 Compliance Small Firms Conference - Supervision
2017 Faculty/Speaker - Society of Financial Service Professionals – Fiduciary Standards
2017 Faculty/Speaker – Public Investors Bar Association – DOL Fiduciary Rule
Faculty/Speaker – Public Investors Bar Association – Structured Annuities
2018 Guest Lecturer – Syracuse Law School - Securities Litigation and the role of the expert
2018 Panelist/Speaker – Symposium of International In House Counsel at the Law Society London, Great Britain
2019 Guest Lecturer – Syracuse Law School – Fiduciary Duties of Financial Institutions and Practitioners
Mr. Micciche has been quoted frequently in various publications including; USA Today, Investment News, National Underwriter, Dow Jones Newswire, Life Insurance Selling. He has contributed articles to various industry publications and law journals.